Consequences of a Hit And Run Accident

Oct 20

When you get involved in a car accident, the law requires that you stay at the scene of the crime until a law enforcer arrives or you have exchanged information with the other driver. Under the law, when an accident involves an injured person, a minimum requirement is to call for emergency assistance. You are also required to alert law enforcers about the accident. If you fail to do these requirements, then you could e charged with hit-and-run.

Running away from your responsibility in a car accident is a misdemeanor offense. However, Tennessee car accident lawyers at Pohl & Berk, LLP will tell you that hit and run can have serious consequences especially if an injured person is inserted into the equation. Hit and run is a misdemeanor offense. However, depending on the consequences, it can also become a felony. The difference between the two depends on whether an injured person becomes involved.

Hit and run is a misdemeanor if the accident only results to property damage. Under Vehicle Code Section 2002, misdemeanor hit and run has the following elements:

  • You ran away from the scene of the crime when the other driver is at-fault
  • Your car hits and damages another person’s property
  • You may be at-fault even though your car did not crash into another

Hit and run is elevated to felony if you leave the scene of the accident with an injured person. Whether it’s the driver, passenger, or pedestrian, the accompanying punishment can be more severe. The fines may vary depending on the state, but it will always include jail time aside from the penalty. The most severe consequence of hit and run is you will be treated like a fugitive. The police will locate you and a warrant of arrest will likely be issued against you.

With hit and run, you have both a civil and criminal offense. Usually, the civil case will first be put on hold while the criminal case is being tried.

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Do You Need SR-22 Insurance?

Apr 10

Road accidents are unfortunately a common occurrence in the U.S., with the United States Census Bureau reporting 10.8 million vehicular accidents in the year 2009 alone. The website of the Abel Law Firm also notes that a car accident takes place every 8 seconds across the country. In most cases, these accidents result in damages and injuries. One way the government makes sure such outcomes don’t lead to devastating consequences is through requiring drivers to have insurance liability coverage.

Among such safety nets is the SR-22 Insurance, which is required of drivers who have been convicted of traffic offenses or have incurred several traffic violations within a given time period. Depending on which state they live in, high risks drivers will need to file an SR-22 to regain their driving privileges. According to Habush Habush & Rottier S.C. ®, SR-22 Insurance is particularly important after the following scenarios:

  • Driving under the influence (DUI)
  • Causing a car accident without appropriate insurance
  • Having 3 or more traffic violations within a year

Technically, SR-22 is the name of the form that at risk drivers need to fill out and forward to the Department of Motor Vehicles (DMV). This form will prove that the driver has complied in attaining the insurance liability coverage required for their particular situation. Usually, the SR-22 form is forwarded by the insurance company. In these cases, drivers won’t have to worry about a lengthy process. The only thing they will need to focus their attention on is making necessary payments for their insurance policy.

Drivers required to get an SR-22 Insurance will have to pay a higher premium for about three years. Some states also require the payment of certain fees. It’s also important to note that an SR-22 insurance that gets cancelled or has lapses in payment within a specified duration or time could lead to another violation for the driver.

All in all, an SR-22 Insurance is an important safety net that helps key roads across the U.S. safe from liabilities caused by accidents. Drivers who want to regain their privileges after committing certain traffic offenses and violations should make sure to work with a notable car insurance company to get the best options for their particular situation.

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